How to Evaluate Online Casinos Based on Their Payout Rates


The online gambling industry has exploded in popularity in recent years, leading to an influx of online casinos for gamblers to choose from.

The critical distinguishing factor among these platforms often lies in their payout rates. This article aims to equip you with the necessary knowledge to discern and evaluate online casinos based on this crucial metric.

Understanding Payout Rates

Before proceeding with the evaluation process, it is essential to comprehend what payout rates are. Payout rates, also known as Return to Player (RTP) rates, represent the percentage of all the wagered money a casino will pay back to players over time.

For instance, an online casino with a 95% RTP will, on average, return $95 for every $100 wagered. Therefore, the higher the RTP, the more favourable the casino is for the player.

For players seeking swift returns, it’s worth noting some of the fastest payout casinos that prioritize speedy transactions to provide quick access to winnings.

Identifying Casino Payout Rates


Online casinos often display their average payout rates on their website. These are usually audited by independent third-party companies to ensure fairness and transparency. Such companies include eCOGRA, TST (Technical Systems Testing), and iTech Labs, among others.

These auditors also certify individual games, with payout rates typically varying between games and game types. Therefore, it’s essential to consider both the overall casino payout rate and the RTP of the specific games you intend to play.

Evaluating Payout Rates

When assessing an online casino’s payout rates, there are several key factors to consider:

  • The Average RTP: The overall RTP value of an online casino provides an aggregate picture of the payout environment. While individual game RTPs vary, an overall RTP of over 96% signifies a relatively player-friendly platform. This means for every $100 wagered on the site across all games, on average, players could expect to receive $96 back.
  • Game-Specific RTP: Different games come with distinct RTPs. For instance, table games like Blackjack often boast an RTP above 99%, while slot games might have RTPs ranging from 92% to 97%. If you lean towards specific games, ensure to examine their respective RTPs. This will give you a realistic expectation of potential returns for the games you’re most likely to play.
  • Third-Party Audits: Independent auditing ensures the RTP values provided by the casino are correct and unbiased. Reputable auditing companies include eCOGRA, iTech Labs, and TST. If an online casino’s RTP values are verified by such companies, you can have more confidence in the fairness and transparency of the payout rates.
  • Payout Rate Consistency: Examining the stability of a casino’s payout rates can provide insight into its reliability and financial practices. You can typically find monthly RTP reports on the casino’s website or upon request. If the RTPs show significant fluctuations from month to month, it could indicate potential issues with the casino’s operations or the fairness of its games.

Comparing Online Casinos


Once you have evaluated the payout rates of various online casinos, it is advisable to compare them to make an informed choice. Here is a step-by-step guide on how to do so:

  • List down your preferred online casinos: Begin by identifying potential online casinos based on preliminary criteria. These might include reputation (what are other players saying about their experiences there?), the variety and quality of games available, and any additional features the casino may offer, like live dealer games or progressive jackpots.
  • Document their RTP values: Make a note of both the overall and game-specific RTP values for each casino on your list. These figures allow you to make a direct, objective comparison between your options. Make sure to refer to third-party audits to verify these figures.
  • Verify their audits: Check the third-party auditing companies that have certified the RTPs of your shortlisted casinos. Be cautious if the casino’s RTP values aren’t certified by reputable auditors as this could suggest a lack of transparency or even misleading practices.
  • Rank the casinos: Use the data you’ve collected to rank the casinos. Those with higher overall and game-specific RTPs should be given more weight. This step will give you a clearer view of which casinos statistically offer the best casino payouts online.
  • Consider additional factors: Lastly, take into account other aspects of the online casino experience. Consider the quality of the customer service (How quickly do they respond to inquiries or issues? Is support available 24/7?), the ease of use of their website or app, the variety and frequency of bonus offers, and the available deposit and withdrawal methods. A casino with high RTPs but poor customer service or limited withdrawal options, for instance, might not provide the best overall user experience.


Payout rates serve as a reliable yardstick to gauge the player-friendliness of online casinos. By meticulously evaluating these rates, you can increase your chances of securing a more profitable and enjoyable online gambling experience.

Remember, the process requires due diligence, but the resulting insight will undoubtedly be worth the effort. By applying these steps, you can take a data-driven approach to select an online casino that matches your gaming preferences and expectations.

Written by Kan Dail